Frequently Asked Questions

  • What is SimplePayNaija?

    SimplePayNaija is a website (Portal) where people in Nigeria can carry out Recharge and Bill Payment by themselves. You can pay for all your bills and recharge data and airtime anytime and anywhere using Simplepaynaija. DSTV, GOTV, STARTIMES, PHCN and BULK SMS included. Every transaction works instantly on SimplePayNaija. Every user saves money because there is always commission on every transaction. You can make unlimited money as a Vendor.

  • Do I need to register to use this website?

    Yes. Registration is a very simple process and takes just about 2 minutes. You need to create a Username and Password.

  • What do I need to do after registration to be able to pay my bills or help my friends and neighbours to pay their bills?

    You need to put some money into your e-wallet on this website. An e-wallet is a digital wallet where you put some money and that money can be used to pay for different transactions on this website.

  • How can I put money into my e-wallet?

    There are 3 ways you can do this:

    Option 1
    Register your account
    Login to your account on www.simplepaynaija.com
    On your User Dashboard click "Add Fund"
    Click drop down arrow to select account type
    Select Wallet
    Type the amount you want to add to your e-wallet

    Select payment method
    Select "ATM/Debit card"
    The Payment Gateway will now open
    Type your bank "card number" (16 digit number)
    Type the "Valid Till" date of your bank card (this is on the front side of your bank card).
    Type your card "CVV" number, this is usually three digit number written at the back of your card
    Click Pay

    Your e-wallet will be automatically credited immediately your payment goes through with your bank.
    Immediately your e-wallet has been credited, you can carry out any transaction like buy Airtime, pay for TV subscription etc without contacting us.
    This option 1 gives you full control of running your account on my website without contacting us or wait for me to manually credit your e-wallet
    Please note that the payment Gateway will normally charge "1.4%" of the amount you want to transfer to your e-wallet.

    For example:
    If you want to transfer N100 you will pay N101.40
    If you want to transfer N500 you will pay N507

    Option 2 (You can avoid Gateway fee with this option and for payment less than N10k)
    Login to your bank website or bank App and transfer the amount you want us to credit to your e-wallet, to the bank details shown below

    For example If you transfer N1,000 to my bank account, N1,000 will be credited to your e-wallet.

    Bank: Garranty Trust Bank (GTB)
    Account Name: Adejumo Deborah A
    Account Number: 0226070291
    Send WhatsApp (+15039017660) message to us with the following details:

    Your full name
    Your Username on simplepaynaija website
    Proof of payment (transaction receipt or screenshot)
    Immediately we receive your message and verify your payment, your e-wallet will be credited with the equivalent amount.

    Options 3
    Go to any GTB bank nearest to you and pay cash into the bank account mentioned above.

    Send WhatsApp message to us with the following details:

    Your full name
    Your Username name
    Proof of payment (stamped teller receipt showing full details)

    Immediately we receive your message and verify your payment, your e-wallet will be credited with the equivalent amount.

  • How do I become a Vendor?

    Kindly Whatsapp +15039017660 or Call 07020813669 to get you registered.

  • Which services can I pay for on this website (www.simplepaynaija.com)?

    Airtime Recharge
    Data top up
    Bulk SMS
    Cable TV subscriptions
    Electricity (PHCN) bills

  • What is VTU?

    VTU means Virtual Top Up.
    This gives you the ability to make payment online using your smartphone, anytime, anywhere; without talking to customer service agent.
    It saves you time and money, and gives you the convenience of paying your bills at anytime of the "day or night (24/7)"; regardless of your location: Any city or town in Nigeria or you are temporarily on holiday abroad. You can pay your Nigerian bills from anywhere in the world in a simple way on SimplePayNaija.

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